Sowbhakian E S

• Enhanced existing customization (Green Pin Mapping) by introducing a new notification type as a dropdown in the customized screen to support the CRED operation. Additionally, updated the Extract batch to accommodate the newly added dropdown and ensure its inclusion in the extracts.
• Conducted an in-depth workshop and training session on the Workbench, focusing on development of new menu processes, batch processes, and exploring features available in Fusion Essence to meet client expectations.

The client requested a custom trigger to capture a record of party details that have been amended or updated in the UDF fields. Developed a custom trigger on the ABC table that specifically identifies party-related rows and transfers the relevant records to the XYZ table.

TCL introduced a new module called Revolving Credit Limit (RCL) in version 5.5X. Contributions include:

• Developed an API to update billing details.
• Created JavaScript for the loan variation screen to dynamically enable or disable fields.
• Developed and implemented the "Charge Accrual Feature".
• Modified charge collection from real-time to accrual-based for RCL product.
• Updated the "Account Closure" process flow for RCL support.

• Added a new charge basis "Loan Repayment Amount" in UB Charges module for scheduled charges during loan establishment and amendment.
• Developed "Repayment Adjustment Details" configuration in loan amendment screen with CRED operations support for subsidy waivers.

Implemented EIR/MIR calculation for newly established loans with revised schedules and amortization transfers:

• Charges Amortization Configuration — Enable charges amortization for loan subproducts.
• EIR/MIR Calculation Process — Batch process to generate new schedule with EIR and MIR.
• EIR/MIR Recalculation Process — Recalculate for loans with holiday repayment.
• Charge Amortization Process — Amortize from suspense to P&L account.
• EIR/MIR Enquiry Process & API — User-friendly enquiry and API for schedule details.

Developed three customizations:

• Party ID Generation — Custom ID format using core ID generator with JavaScript manipulation and wrapped API.
• KFW Refinance — Batch process for automatic rate changes that reverts after first interest application date.
• KYT — Custom adapter for third-party compliance validation API, auto-rejecting or approving transactions in FPM.

Traveled to site location to implement the product, identified and addressed gaps between existing business activities and product functionality. Ensured seamless integration with other systems, customized the system to meet the client's specific needs, and provided support to resolve issues encountered during various testing cycles and the product's go-live phase.

• Gathered client requirements and communicated solution designs, ensuring 100% alignment with business needs.
• Identified root causes of issues arising from migrations or builds and corrected data wherever necessary.
• Supported the Core Banking system in integrating with third party applications to meet business objectives.

Successfully forward ported the entire Islamic Banking product from version 5.5.X to the latest 202X release, resolving artifact build issues, addressing version compatibility concerns, and integrating the product with BAW. Additionally, resolved functional issues within the IB product and developed custom processes tailored to specific client requirements.

• Built an automation tool: Developed an automation tool using ANT and Scriptella to streamline manual processes in the core banking system. Automated tasks included importing abstract products, creating sub-products for IB, configuring IB setups, and provisioning users.
• Enhanced the existing post deal "Rate Review" process to support interest rate amendments based on base codes and fixed rate structures, integrating the solution with the core banking system's SOAP API.
• Developed new IB products - Floating Murabaha and Manual Ijara and integrated them into the existing process flow to enable the required business functionality.